Working on a farm or ranch is hard work, and it involves a certain amount of risk. Even if you don't have a commercial operation, a farm or ranch has more property, equipment and potential for losses than your average residential home in a city or suburb. For this reason, the crew at Michael Farmer Insurance Agency recommends you invest in farm and ranch insurance if you own this type of property.
We can help you work out exactly what policy is right for you. If you're using the property for commercial reasons, such as raising cattle or producing goods for consumer use, ask about our commercial farm insurance in Livingston, TX as well.
Most farm and ranch insurance policies come with standard coverage for the land and assets. Our friendly staff can help you determine if this policy is right for your specific situation. This insurance usually covers:
Dwellings
Farm Personal Property
Farm Outbuilding/Barns
Farm Liability
Farm Equipment
If you have specialty equipment or other special circumstances, you may need to expand to commercial farm insurance. Find out more by meeting with our staff in Livingston, TX soon.